Donn Gerelli Associates Insurance Agency, Inc.
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Flood Insurance

It doesn't matter if you live in a flood plain, every property owner is susceptible to flood damage and your current insurance probably doesn't cover it. Let us give you a quote today!

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What is Flood Insurance?

Flood insurance is the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.

More About Flood Insurance

Nationwide, only 20% of American homes at risk for floods are actually covered by flood insurance. Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. 

Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property) from: Overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from any source, and mudflows

This can be brought on by landslides, a hurricane, earthquakes, or other natural disasters that influence flooding, but while a homeowner may, for example, have earthquake coverage, that coverage may not cover floods as a result of earthquakes.

Contact us to learn more about the right amount of flood coverage for your home.
(914) 271-6600
Croton Professional Building
321 S. Riverside Avenue
Croton-on-Hudson, NY 10520
Click Here to Email Us
Flood Insurance Quotes
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Donn Gerelli Associates
​Insurance Agency, Inc.

Croton Professional Building
321 S. Riverside Avenue
Croton-on-Hudson, NY 10520​
(914) 271-6600​
Click Here to Email Us

Location

New Croton Dam NY1.jpg Photo by Acroterion | CC-BY-SA-3.0 | Website by InsuranceSplash
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Community Associations Quote
      • Condo/COOP/Unit Owners Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Commercial Auto Insurance Quotes
      • Commercial Bonds Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Long Term Care Insurance Quote
    • Life Quotes >
      • Life Insurance Quote
    • Other Quotes >
      • Event Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Request a COI
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Policy Review
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Community Associations Insurance
      • Condo/COOP/Unit Owners Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Commercial Auto Insurance
      • Commercial Bonds
      • Workers Compensation
    • Health >
      • Long Term Care Insurance
    • Life >
      • Life Insurance
    • Other >
      • Event Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Careers
    • Agency Photo Gallery
    • Videos
    • Accessibility Statement
    • Privacy Policy
    • Blog
  • Resources
    • Insurance Terms
    • Defensive Driving
  • Contact