Have you had a Life Changing Event?

It is important to update your insurance agent of “Life Changing Events”.  Please take a moment and ask yourself the following:

Ø  Do we know about all the Property, Vehicles, Watercraft, you own, rent or co-signed for?                                                                                                             

o    Are you under insuring?  Are you over insuring?                                (in/out of state)

o    Do you know most carriers offer discounts when insuring multi-lines of business?

Ø  Have you had a child?

o    Do you need Life Insurance?

Ø  Do you have a teenage driver?

o    Is he or she covered on your Personal Auto policy?

Ø  Do you have a child Away at School?

o    Does your Homeowners Insurance extend coverage?

Ø  Are you now engaged, married, divorced, celebrating a milestone anniversary?

o    Do you have jewelry, paintings or other valuables that you need insured?

o    Do we need to add or remove drivers?

Ø  Are you now renting your home to others?

Ø  Have you retired?

o    Many carriers offer retiree discount

Ø  Have you installed a Central Station Alarm or Sprinkler System in your home?

o    Homeowners carriers offer savings when providing proof of monitoring

Ø  Is your home vacant?

o    Most homeowner’s policies have a “vacancy clause” that reduces or eliminates coverage if dwelling is vacant more than 30 days.

***Call us today if you believe you have a Life Changing Event and need to discuss you situation with a license insurance agent.***